Halfway to Sunday

Scarcity Shouts. Gratitude Whispers. w/ Ralph Estep Jr. | Ep 76

Episode Summary

Today we’re talking about the part of discipleship most of us avoid - money. When shame, fear, and past mistakes get loud, it’s easy to feel stuck or alone. Our guest, Ralph Estep Jr., brings gentle, practical wisdom: surrender first, start with gratitude, and see budgeting as worship. We’ll talk needs vs. wants, giving first, tracking every dollar, and celebrating small wins - because your worth isn’t your net worth, and Jesus is better than the dollar every time. No shame, just a path toward freedom.

Episode Notes

If your money story feels heavy, this episode is a reset. Ralph Estep Jr. (Financially Confident Christian) shares how faith and finances actually belong together—and why surrender and gratitude are the first steps out of shame. He unpacks a Jesus-centered approach to money: give first, create an intentional spending plan, track every dollar for 30 days, and build an emergency fund one small deposit at a time. We talk needs vs. wants, social media comparison, the power of a weekly Spending Sabbath, accountability, and celebrating small wins. Ralph also walks through anchoring Scriptures (Luke 14:28; Proverbs 21:20; 2 Corinthians 9:7; Ecclesiastes 11:2) and names what many of us feel but rarely say: your worth is in Christ, not in your balance sheet. Practical, hope-filled, and deeply pastoral—this conversation will help you trade anxiety for stewardship, joy, and freedom.

And as always, we start off the episode with what is bringing us joy and we know you will be so encouraged by this conversation. Listen free on Apple or Spotify, and join us on Patreon for an extended version of this episode as well as exclusive content!

Ways you can connect with Ralph Estep Jr:

Instagram
Website
Download Ralph’s Book Free!

Halfway to Sunday is a weekly conversation on life and faith with your friends. We are so glad you’re here!

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